Insurance
All international students are required to have their own private insurance covering their entire stay in Kora prior to beginning their studies at YU. Students may purchase an insurance policy from the YU insurance agency during the designated period. The insurance policy needs to be extended every year. Students may not be able to register for classes if they fail to purchase the insurance within the given time.
1) Medical Insurance Policy
Price: 130,000 ~ 150,000 KRW/Year
Coverage
| Coverage | Limit | Deductible | |
|---|---|---|---|
| Accident Death And Physical Impediment | ₩50,000,000 | NA | |
| Accident Expense | In-Patient | ₩10,000,000 | Co-Payment: 10% |
| Out-Patient | ₩250,000 | Clinic: ₩10,000 General Hospital: ₩150,000 University Hospital: ₩20,000 | |
| Pharmacy | ₩50,000 | ₩8,000/Case | |
| Sickness Expense | In-Patient | ₩10,000,000 | |
| Out-Patient | ₩250,000 | Clinic: ₩10,000 General Hospital: ₩150,000 University Hospital: ₩20,000 | |
| Pharmacy | ₩50,000 | ||
| Medical Evacuation and Repatriation | ₩10,000,000 | ||
2) YU Health Care Center Support
All enrolled undergraduate and graduate school students who pay for YU Health Care Center support fee (membership fee 3,000 KRW + YU health center support fee 15,000 KRW) during the tuition and registration period can be Yeungnam University Health Center Member.
(1) Benefit
The YU Health Care Center is to refund Korean National Health Insurance Co-Payment portion (this can be different from International Medical Insurance deductible) when using YU Health Care Center and YU designated Hospitals.
The YU Health Care Center will refund the Korean National Health Insurance’s 1 day treatment co-payment portion during summer and winter breaks and when using non-designated hospitals.
The YU Health Care Center covers up to 30% of CT, MRI, Ultrasonic wave scan expenses.
(2) Limitation
The YU Health Care Center does not cover accident and disease occur overseas.
The YU Health Care Center does not cover medical treatment fees that occur from traffic accidents or violence.
The YU Health Care Center does not cover plastic surgery and congenital defect.
The YU Health Care Center does not cover any treatment that Korean National Health Insurance does not cover.
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